New RBA Rate Cut: What it Means for Wollongong Home Loans
The Latest RBA Rate Cut: What Does it Mean for Wollongong Home Loans Wollongong Home Loans will benefit greatly as The Reserve Bank of Australia (RBA) has announced a new rate cut, lowering the official cash rate by 25 basis points to 3.60 per cent. This decision, the third in 2025, brings the total rate […]
Wollongong First Home Buyers Guide 2025
Wollongong First Home Buyers Guide 2025 – Your First Home, Made Simple Our Wollongong First Home Buyers Guide 2025 is here to help you through every step of the process. Buying your first home in Wollongong is an exciting milestone, but it can also feel overwhelming. With shifting property prices, evolving government grants, and various […]
RBA Holds Interest Rates in July 2025 – What It Means for Wollongong Homeowners
What does RBA Interest Rate Decision July 2025 mean for Wollongong home owners? We have all been waiting for the RBA Interest Rate Decision July 2025. In a widely anticipated decision on Tuesday, July 8, the Reserve Bank of Australia (RBA) held the official cash rate at 3.85%, resisting growing calls for another rate cut. […]
Why Choosing a Mortgage Broker in Wollongong is the Smartest Move for Your Home Loan
Why Choosing a Mortgage Broker in Wollongong is the Smartest Move for Your Home Loan Are you looking to buy your first home, invest in property, or refinance in Wollongong? Choosing the right home loan can be overwhelming—but working with a mortgage broker like Loanseek Wollongong makes the process smoother, smarter, and more successful. What […]
How the Recent RBA Interest Rate Drop Can Help You Save Money Through Refinancing
How the Recent RBA Rate Drop Can Help You Save Money Through Refinancing The recent RBA rate drop is a golden opportunity for homeowners to save. If you’ve been thinking about if its time to refinance, now is the perfect time to act. A timely RBA rate drop refinance could significantly reduce your mortgage repayments and […]
How to create your perfect backyard
How to create your perfect backyard Every wondered how to create your perfect backyard? You are not alone. Creating your perfect backyard is a journey that combines personal taste with the harmony of nature. It’s about creating an outdoor sanctuary that resonates with your lifestyle and brings you joy. Here’s how to curate your ideal […]
Guidelines for first time buyers
The very first step when entering your first home buying journey should be to speak to your local mortgage broker. They will assist you with all the points listed below and will in most cases come at no cost to you as brokers are paid by the lenders. Where to Go for a Guide: Government […]
Understanding Construction Home Loans
A construction home loan is designed for people who want to build their home rather than purchase an existing one. It features a unique payment structure where you borrow in stages as the construction progresses. Typically, the payment structure is based on the completion of five stages: Foundation: This includes levelling, plumbing, and waterproofing.Frame: This […]
Quick Tips to Find the Right Home Loan and Pay It Off Fast
Finding the right home loan and paying it off quickly can seem overwhelming, but an experienced broker can make it easier. Here’s a quick guide to help you. Common Home Loans: Principal and Interest Loans: Regular payments on the amount borrowed plus interest over 25-30 years. Interest-Only Loans: Payments cover just the interest; the principal […]
The Benefits of Home Loan Pre-Approval in Australia
A pre-approval is when a lender approves you for a home loan before you actually decide on a house to buy. It’s essentially a guarantee that you will be approved for a home loan if you decide to apply for it. By being proactive with a pre-approval, you reap a host of benefits that can […]