How to Handle a Mortgage After a Job Loss

Losing a job is a challenging experience, and managing a mortgage during this time can be daunting. The first step is to assess your financial situation and create a budget based on any savings, severance, or unemployment benefits. Contact your lender as soon as possible to discuss your situation – they may offer temporary relief […]

What Happens to Your Mortgage If You’re Self-Employed

Being self-employed offers flexibility and independence, but it can also complicate your mortgage situation. Lenders often view self-employed individuals as higher risk due to fluctuating incomes. To secure a mortgage, you’ll need to provide extensive documentation, including tax returns, business financial statements, and possibly a letter from your accountant. It’s crucial to maintain a good […]

Should You Refinance Your Home Loan? Wollongong’s Mortgage Brokers Explain

Are you wondering whether refinancing your home loan is the right move? Loanseek Mortgage Brokers has helped many homeowners in Wollongong navigate the refinancing process, unlocking savings and improving financial flexibility. But is it the right decision for you? Refinancing isn’t just about getting a lower interest rate – it’s about ensuring your home loan […]